The experiences with typhoons worldwide are always the same: As more substantial the buildings got 
  constructed, as lower the losses and the danger to life and limb. Luckily we do not have much to do with typhoons
  here on Cebu. They mostly come from the eastern Pacific Ocean and almost always move in northwestern 
  direction. When it comes to landfall, mostly the easternmost and northern islands are affected. Also regarding
  tsunamis we are in advantage because of the protected location. There are no volcanoes nearby and noticeable 
  earthquakes are extremely rare.

  Regarding natural disasters in the Philippines, there is a very informative map of OCHA, an UN organization 
  that has created this map in cooperation with Munich Reinsurance. (See below) It shows the risk of such natural 
  events in the Philippines, based on the 50-year data of Munich Re, the world's largest reinsurance company.
  In this respect, this chart also serves as a risk assessment for all kind of investors.

  Alcoy is marked with a check mark and after a bit of getting used to it, you can find your way around with the
  information on the graphic quite well.

  It shows impressively that the south of the island of Cebu is hardly affected by typhoons, tsunamis,
  volcanic eruptions or earthquakes.